Insurance and Payments


The Hargrave Eye Center is an approved provider on most PPO and HMO insurance plans. We are also a participating Medicare Provider. Many plans require pre-authorization. Please obtain a referral, if needed, before scheduling your appointment.

The patient is responsible for payment of all bills related to his/her eye care at the time of the visit. If you are unable to pay at the time of your visit, please let us know in advance so we can arrange a convenient payment plan.


We are pleased to offer Care Credit, the nation’s leading patient payment plan.  With Care Credit you can finance up to 100% of your office visit, surgical procedure, eyeglasses, or contact lenses.  There are no annual fees and no pre-payment penalties. 100% interest free financing options are available, meaning that there are no interest charges if the balance is paid in full within a specified time period.  Monthly payments can be as low as 3% of your total balance.  For procedures or purchases over $1500, there is an extended payment plan that offers extremely low monthly payments.  We recommend this plan for patients who desire more time to pay.  It takes only minutes to apply and we will be happy to assist you.  With Care Credit approval, you can have your surgery, exam, diagnostic tests, glasses, sunglasses or contact lenses today with convenient. low monthly payments.

We accept cash, money orders, Visa and MasterCard.

At The Hargrave Eye Center, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Dallas patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at The Hargrave Eye Center is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Contact our office at (972) 572-6262 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Dallas optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At The Hargrave Eye Center, we also accept cash, check, and major credit cards. Call (972) 572-6262 today to schedule your eye exam today.